Loan Programs

Fix & FlipLandlord FinancingRental Rehab Loan
Builders, Contractors, Rehabbers & Investors;
Our Express Rehab Loan Programs were created to fund all types of Fix & Flip projects.

Flexible Programs for our clients
Loan Term to 12 Months
Competitive Rates from 9.25%
100% of Costs Lending Programs

Rehab Express provides financing for major renovation and new construction projects for the purpose of reselling the home. Angel Oak Prime Bridge is different from other Hard Money Lenders in the fact that we do not require any minimum down payment. Most other lenders require fees and points up front. If the subject property’s purchase price and rehabilitation costs are 65% or less of the Subject Properties After Repair Value, we can give 100% financing with no out of pocket expenses to you. This leaves more money in your pocket to get more deals done.

Express 100

  • No minimum Down Payment (up to 65% of ARV not to exceed 100% of costs)

Builder Express

  • Major Rehab & New Construction Loans
  • Minimum Down Payment 20% of Costs
  • Lowest Rates & Longer Terms
  • VIP Program for repeat and experienced clients

Express 90

  • Minimum Down Payment 10% of Costs

RE Perm 

  • Buy – Rehab – Hold
  • Bridge Loan to Finance Purchase & Rehab Costs then Convert to Long-Term Financing.


We understand long-term Real Estate investing and created our Investor Cash Flow loan for landlords whose goal is to pay off a property over 10, 20 or 30 Years.

Investor Cash Flow

  • Rates starting at 6.25%
  • No personal income used for qualification
  • Finance up to 25 Properties
  • No Tax Returns Required
  • Cash Out Refinances
  • Purchase Loans
  • Refinance Loans
  • Qualify off the Subject Property Rental Income
  • Up to 75% of the Sales Price or Appraised Value

RE Perm allows you purchase a potential rental property in need of minor or major renovation with a short term bridge loan.   Then upon completion of the work we can convert the loan to a long-term solution.  The permanent loan would be based on the appraised value with no seasoning.  We offer terms  up to 30 Years with a Fixed Rate or a 7 Year ARM!

  • Finance renovation funds potential up to 100% of costs