Frequently Asked Questions

Through our innovative lending programs, Prime Bridge is here to help with all your investing and financing needs. Still have questions? Find out more about what we offer to clients below.

Are you a direct lender?

Yes, Angel Oak Prime Bridge is a full service commercial lender serving the non-owner occupied market.  We are a fully capitalized lending institution headquartered in Atlanta, GA.  Our loan programs provide financing for investors who rehab and hold or fix & flip properties.

What loan programs do you offer?

We offer both rehab and rental financing to our clients. Our Rehab financing programs fit the needs for investors that are interested in fix and flip, fix to rent and major rehab projects. The rental finance program is ideal and customized for the long-term investor; offering a 30 year fixed or cash out refinance and purchase options.

How long will it take my loan to close?

Here at Prime Bridge our goal is to fund you projects in a timely and convenient manner. A business development specialist will contact you directly within 1 business day upon receiving your application. Closings for Fix and Flip funding range between 5-10 days, and Permanent Financing 10-15 days. Each individual loan and timing to close varies.

Do you have to have a minimum FICO score requirement?

We require our borrower’s to have a minimum FICO score of 580.

What is the minimum loan amount required?

Prime Bridge requires a minimum loan amount of $50,000.

What type of properties do you lend on?

We lend on the following Residential Properties:

  • Single Family Residence
  • 2-4 Unit Property
  • New Construction
  • Townhome/Condo
Do you lend to owner occupied?

All of our lending is specifically for non-own occupied properties.

What are your interest rates?

Our interest rates begin at 6.45% for our long-term financing options for investors and 9.99% for borrowers involved in rehab financing including, fix and flip, fix to rent and major rehab properties.